Best Way to Move Out of your Parents House

The fact is that not everyone can relocate immediately after college graduation.  About 85% of new college graduates move back in with their parents according to Catalog. One can’t dispute the fact that you are enjoying the required security in terms of finance and otherwise. This implies that the freedom of living under your parents’ roof sounds appealing, considering the benefits that come with it.

Best Way to Move Out of your Parents House

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However, moving out of your parent’s home is unavoidable, as it may not be ruled out as an essential step to take toward independence. The advantages of being independent cannot be overemphasized, as you can finally rule your world without restrictions or curfews, and handle your matters in your own way and on your own schedule.

Nevertheless, it is advisable to ensure you are fully prepared for the journey ahead before taking this bold step. How do we mean? You can’t just pack your things and leave the house – remember you are just finished college!

Where are you heading to?

How are you going to survive? What should you take along with you?

What about the rent?

How will you handle the move?

These and many other factors should be put into consideration before packing your bags.

This post will take you through the journey on the best way to move out of your parent’s house after college. Read on!

Preliminary Approaches to Moving Out of Your Parents’ House

If you are out there and want to gain your freedom, you may gain your independence or sanity and still stay organized. To kick-start the process, you can take these steps to expedite the move-out process either way. But know that, everything tells on finance.

1. Set a Concrete Move-Out Date

You can’t just move out in a day – it starts from somewhere. Work on a set move-out date, work on getting rent payments and also get over your fear of being alone.

You have to be realistic and avoid not planning ahead of time. Compare what you are making with what you will pay in rent and expenses per month. Then set a budget and timeline.

2. Start Paying Imaginary Rent

As odd as this may sound, see how much you should plan to spend each month after moving out after you must have scoped out rentals where you want to relocate to. Go ahead and start paying rent once you have started saving some money by living at home.

Although you don’t rent a place, the money is to be set aside till when you are ready to move out, so that you can be prepared for at least six-month rent. To avoid spending the money, it is advisable to put it in a separate account.

Aspiration account is one of our favorites as you will earn up to 100 times the interest rate of other banks with no monthly fees. You can easily access your money when needed as this account comes with free ATMs and debit cards.

So you are killing two birds with one stone by saving for your rent and also watching your money grow. Another plus is that the ATMs are free anywhere in the world, should you have an emergency, this will really be helpful.

3. Build an Emergency Fund

You never know what might happen when you go out on your own. You should, however, be prepared for an emergency by having a rainy-day fund or an emergency fund knowing that you are covered should something go wrong.

To keep your pretend rent funds away from your spending hands, you will want to stash it in a separate account. Having at least 6 months of living expenses is suggested by experts before your final move out of your parents’ apartment.

4. Focus on Paying Off those Student Loans

Defaulting on students’ loans is becoming a not so cool act by more and more Americans. When you stop making payments, this means you are defaulting on loans. Your debts will increase due to late fees plus interests if you refuse to pay anything in 270 days.

Extra collection fees could add up as well. You could hurt your credit score, risk losing a paycheck tax return, become ineligible for more federal student aid if you don’t pay anything for the long term. It is so necessary paying off those loans most importantly while you are living at home saving some money.

Consider refinancing if you want to see if you can cut down on payments. You will feel good moving out once there is no debt associated with your name. But if you are without debts, this step may be unnecessary.

12 Steps to Move Out of Your Parents’ House

It is a big deal deciding to move out of your parents’ house, so congratulations! Planning, consideration, and adulating are some of the processes required when moving out.

We have outlined 13 easy steps that are sure to help you achieve the independence you sought out while moving out of your parents’ house successfully. Enjoy your moving out!

1. Inform your Parents about your Plan

Your parents have probably been encouraging you to move out for a while and are ready to see you go. Or they probably want you to be with them forever. It is, however, important to communicate your intentions with them, if possible your moving plan, regardless of their opinion on the matter.

Note that they could still be partially sad to see you going even if they are excited about your new adventure. When communicating your move out plans with them, ensure you are very sensitive to their emotions and needs.

2. Draw a Move Out Plan

Come up with a moving plan that you and your parents can agree upon before moving out of their house. Coming up with a date when you think you will be able to move out is highly recommended.

This is a starting point for you and your parents even though the date doesn’t guarantee you will move out as planned. To get your intention on a plan, setting a good move out date will give you the extra courage and little pressure needed.

3. Set-up a Good Credit

Now is the time to start establishing good credit if you have not been doing so. You are less likely to obtain a home loan from a bank if you have less than a required credit score or no credit score.

You should forget about homeownership for now if you are denied a loan by a mortgage lender. Your credit history will also be important if you plan to rent as well. Credit checks are being run on applicants by many property managers and landlords.

The landlord can get a good idea of whether or not the applicant pays rent and bills on time by assessing a potential renter’s credit history.

A co-signer such as a relative with good credit can sign a lease for those planning to rent without credit as well. Building a healthy credit score in the meantime is, however, a very good idea as it may be needed in the future.

4. Start Saving for Advance

You are going to need enough money in the bank for a down payment if you are planning to purchase a home or even rent. Coming up with a savings plan that is reasonable and realistic is advisable to get there. This is the period to stop some unnecessary spending.

There are many easy ways to save money, from cooking at home, cutting back on travel and shopping expenses, to temporarily canceling a gym membership.

5. Decide your Budget

Your current monthly income should be more than enough to comfortably cover rental expenses if you are planning to rent. To crunch the numbers, rental expenses such as utilities, rent, rental insurance, and others should be covered by your monthly income. To determine how much you can afford when you plan to buy a home, it is recommended to speak with a mortgage broker.

To figure out how much lenders will be willing to loan you, your credit history, gross annual income, debt, and other things will be put into consideration by these brokers. Give careful consideration to moving expenses, utilities, property taxes, mortgage payment, HOA fees, insurance and more of your potential new home once you have a pre-approval letter.

6. Hire a Realtor

Purchasing a home that you can afford and not the one that stretches the budget is recommended so as not to affect other budgets.

Start looking for a reputable Realtor once you have determined your budget and saved up enough money for a down payment. Enlisting a helpful and qualified Realtor is very important, most especially, if this is the first time you have ever purchased a home.

Real estate agent not only handles all negotiations on your behalf, but they also have deep knowledge of the market. Keeping your needs, budgets, and interests in mind, the right Realtor should be able to get you through the home buying process without stress.

7. Hire Mover to Handle your Move

Enlisting moving professionals, friends, or relatives to assist with the move is recommended unless you have very few items to move. Consider renting a moving truck from a reputable cross country moving companies if you are enlisting friends or a do-it-yourself move.

Consider enlisting labor-only moving companies to help you with loading and unloading the rental moving truck if you are hoping to hire professionals to help with part of the relocation. Hiring full-service national moving companies to handle the entire move for you will be more expensive than this option but it will take the stress off from you.

8. Get Rid of Items you don’t Want to Move

This is high time you got rid of some of your belongings before you relocate if your apartment is filled with many items, as your relocation will be easier and cheaper if you have fewer items to move.

Consign nicer items to local stores and try donating nicely-used items to local charities. You can as well sell some of your possessions in an online marketplace or have a garage sale for them.

9. Source for Packing Supplies

You will need to get appropriate packing supplies such as bubble wrap, foam pouches, and tape to help you with your next relocation. Nearby libraries, large retailers, online as well as your working place are some of the places you can find packing supplies.

Click HERE to get a list of where to find free moving boxes. Check our handy Packing Calculator in the same article to determine the exact number of moving boxes you will need for your move. Resorting to purchasing supplies is the only option for those looking for specific box sizes and shapes.

10. Pack, Pack, Pack

It is time to get packing after gathering your moving supplies. Packing non-essential items such as those you won’t need in the coming weeks first is recommended. Items like knick-knacks, seasonal clothing, books, photos, etc. are in this category.

Essentials such as prescription meds, toiletries, pajamas, etc. are to be packed the day before the move in a separate moving box that can easily be located on moving day. Keep important documents with you at all times and make sure you label all boxes accordingly.

11. Make Arrangement for Utilities and Cable

You have been using your parents’ utilities while staying with them. You will need to set up cable and utilities in your new home as soon as possible to avoid walking into a dark home with no electricity on your first day of moving in.

Call and inform the utility companies early about when you will be moving. You will as well need to make a date reservation with the cable company as well after you have scheduled dates for all utilities to be turned on in your new home.

12. Change your Address

Changing your address is the next thing to do if you don’t want your parents to receive your mail. USPS makes changing of address easy. You only have to select the date that you wish to start forwarding your mail by going to

Inform your bank of your relocation and also remember to change the billing address on your credit card. Send out an email to family and friends with your new address to avoid confusion.

That’s it! You’ve successfully completed your moving out of your parents’ house into your new place after saving your money and packing your bags. Congratulations! This new adventure was certainly worth every hectic process.


Moving out of your parents’ house is as simple as highlighted above. Congratulations! Share your experience with us in the comment box if you have moved out of your parents’ house before.

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